San Diego HOA Management
Michael T. Chulak
President and Chief Financial Officer
Born in Los Angeles, Michael Chulak obtained a Bachelor of Science degree in Business Administration from California State University at Los Angeles and a Juris Doctor from Ventura-Santa Barbara College of Law. He became a California real estate broker in 1971, a general contractor in 1979, and an attorney in 1998. In 1979, he earned the Certified Property Manager® (CPM®) designation. He has been a real estate, property management, homeowner association law, and real estate finance instructor at six California colleges including UCLA.
Michael Chulak formerly served as president and CEO of Union America Mortgage and Equity Trust (UMET), a New York Stock Exchange listed Real Estate Investment Trust (REIT) that owned, managed, and sold properties in nineteen states. Michael is also a partner in the accounting firm Nationwide Accounting Services.
Michael Chulak has provided expert witness and consulting services to over one hundred law firms and has testified as an expert witness in property management and real estate matters more than 150 times over the last thirty years. He has extensive experience with delinquent assessment collections, construction, and reserve studies.
Michael Chulak has served as legal counsel for the U.S. Wenzhou Association, the Los Angeles Wenzhou Chamber of Commerce USA, and the Zhejiang Chamber of Commerce. He has also served as Judge Advocate for the Westlake Yacht Club. Michael also served as the President of the Agoura Hills Chamber of Commerce before it was merged into the Conejo Valley Camber of Commerce.
Michael has written legal columns for several newspapers and hosted a radio talk show on KVTA AM 1520 and KRLA 840 known as On the Law with Attorney Michael Chulak. Michael spends a portion of his time in Los Angeles County and a portion in San Diego County.
Tina Chulak is an owner and the office manager of San Diego HOA Management. Tina speaks Mandarin Chinese, the dialect from her home city of Wenzhou, China, and, of course, English. Tina is Vice-President of the U. S. Wenzhou Association, the Los Angeles Wenzhou Chamber of Commerce USA, and the Zhejiang Chamber of Commerce. Tina is also a member of the Board of Directors of the Conejo Valley Chinese Cultural Association (CCCA) which operates a Chinese language school with over 500 students.
Franklin Thomas has over 50 years of experience as a real estate executive involved in sales, lending, and development. After graduating from San Jose State University, his first position was a right-of-way agent for the California Division of Highways where he gained experience acquiring and managing numerous land parcels. Frank Thomas then changed fields to real estate lending working for Home Savings, the George Elkins Company, Glendale Federal Savings, and Lincoln Savings. During this time he was a real estate appraiser, loan officer and manager, construction loan disbursement officer, and Executive Vice President and Managing Officer of Lifetime Savings of Granada Hills, a subsidiary of Lincoln Savings.
Subsequently, Frank Thomas joined Continental Mortgage Investors, a New York Stock Exchange listed REIT specializing in financing second home communities and large commercial developments. At Continental, he was an executive responsible for a large portfolio of development loans in Washington and Alaska which required extensive workouts.
Later, as an independent consultant, Frank Thomas worked with banks and developers providing project management, and consulting services. This culminated in his becoming a developer and participating as General Partner and Manager of two waterfront lot sale developments in Long Beach.
Frank Thomas was part of the investor group that started Long Beach Savings. He served as a founding Director, Executive Vice President, and Chief Loan Officer for ten years. He was on the Executive Committee which oversaw the activities of the land development subsidiary and all commercial development ventures.
Subsequently, he accepted the position of managing the REO Sales Division of a large national mortgage banking company. REO was sold in 23 states with an average of 800 homes sold each year.
Frank Thomas is a resident of Naples Island (Long Beach) and a member of the Long Beach Yacht Club. He has worked closely with Michael Chulak for more than 50 years.
San Diego HOA Management